Madison Totally Free Checking

Our most cost-effective checking account available because it's Totally FREE - free of monthly fees and per-check fees.

No minimum balance
Unlimited check writing
No per-check charges
No monthly service charges
Non-interest bearing account
Monthly statement
Free Online Banking and Bill Payment
Free Madison National Bank Visa Check Card
Free Gift ¹
Use your Madison ATM/Debit card to get cash ANYWHERE and we'll reimburse all service fees ²

One gift per new checking account, per household. Gift presented upon account opening. Free gift offer is available for new accounts only. Minimum opening deposit is $50.00. Madison reserves the rights to substitute gifts of similar value. The customer is responsible for check printing charges except for the Easy Checking with Interest checking account.

For the first three months of a new totally free checking account, all transaction fees incurred at any ATM using a Madison ATM/Debit card will be refunded into the account on the next business day. When the three month promotional period expires, only the first 8 transaction fees incurred per statement cycle at any ATM will be refunded. After the first 8, the fees incurred at a non proprietary ATM will apply.

All Madison National Bank checking accounts are insured by the FDIC for at least $250,000.

For more details call:
1.888.660.0900
Monday through Friday 9:00 AM to 5:00 PM
Or visit any of our branch locations

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